:root {
  --navy-950: #071522;
  --navy-900: #0b2033;
  --navy-800: #12344f;
  --navy-700: #1a4a6b;
  --gold-500: #c9a44f;
  --gold-400: #dfbd6a;
  --ink: #12202b;
  --muted: #5b6872;
  --paper: #f3f4f1;
  --paper-warm: #f8f6ef;
  --white: #fff;
  --line: #d9dde0;
  --shadow: 0 18px 55px rgba(7, 21, 34, .09);
  --radius: 4px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, "Segoe UI", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.68;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; }
a { color: inherit; }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible {
  outline: 3px solid var(--gold-400);
  outline-offset: 3px;
}
.container { width: min(var(--max), calc(100% - 48px)); margin-inline: auto; }
.topbar {
  padding: 8px 18px;
  color: #d8e2e9;
  background: var(--navy-950);
  border-bottom: 1px solid rgba(223, 189, 106, .35);
  font-size: .76rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-align: center;
  text-transform: uppercase;
}
header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, .97);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(14px);
}
.nav { display: flex; align-items: center; justify-content: space-between; min-height: 82px; gap: 24px; }
.brand { display: flex; align-items: center; flex: 0 0 auto; text-decoration: none; }
.brand img { display: block; width: 224px; max-height: 68px; object-fit: contain; object-position: left center; }
nav ul { display: flex; align-items: center; gap: 19px; margin: 0; padding: 0; list-style: none; }
nav a { font-size: .85rem; font-weight: 700; text-decoration: none; }
nav a:not(.btn):hover { color: var(--navy-700); }
.menu-btn {
  display: none;
  padding: 9px 13px;
  color: var(--navy-900);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  font: inherit;
  font-weight: 750;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 12px 20px;
  border: 1px solid transparent;
  border-radius: 2px;
  font-weight: 800;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  transition: transform .2s ease, background .2s ease, border-color .2s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { color: #fff; background: var(--navy-900); }
.btn-primary:hover { background: var(--navy-700); }
.btn-secondary { color: var(--navy-900); background: #fff; border-color: var(--navy-800); }
.btn-secondary:hover { background: var(--paper); }
.btn-gold { color: var(--navy-950); background: var(--gold-400); border-color: var(--gold-400); }
.btn-gold:hover { background: #edcd81; }
.btn-outline-light { color: #fff; background: transparent; border-color: rgba(255,255,255,.64); }
.btn-outline-light:hover { background: rgba(255,255,255,.08); }
.btn-block { width: 100%; }

h1, h2, h3 { color: inherit; }
h1, .section-title {
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 500;
  letter-spacing: -.035em;
}
h1 { margin: .24em 0; font-size: clamp(2.7rem, 5.5vw, 5.6rem); line-height: .98; }
h2 { line-height: 1.15; }
h3 { line-height: 1.3; }
.eyebrow {
  color: var(--navy-700);
  font-size: .72rem;
  font-weight: 850;
  letter-spacing: .18em;
  text-transform: uppercase;
}
.eyebrow-gold { color: var(--gold-400); }
.lead { max-width: 760px; color: var(--muted); font-size: 1.17rem; }
.section-title { margin: 0 0 17px; font-size: clamp(2.15rem, 4vw, 3.5rem); }
.section-intro { max-width: 760px; color: var(--muted); }
.price { color: var(--navy-900); font-size: 2.1rem; font-weight: 850; letter-spacing: -.03em; }
.price-period { color: var(--muted); font-size: 1rem; font-weight: 650; }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }

.hero {
  position: relative;
  overflow: hidden;
  padding: 94px 0 82px;
  background: linear-gradient(145deg, var(--paper-warm), #edf2f3);
}
.hero::after {
  position: absolute;
  inset: auto -8% -70% 42%;
  width: 760px;
  aspect-ratio: 1;
  border: 1px solid rgba(18,52,79,.08);
  border-radius: 50%;
  content: "";
}
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; align-items: center; gap: 64px; }
.hero-v4 {
  min-height: 680px;
  color: #fff;
  background:
    linear-gradient(90deg, rgba(7,21,34,.97) 0%, rgba(11,32,51,.93) 52%, rgba(11,32,51,.70) 100%),
    radial-gradient(circle at 78% 42%, #1a526f 0, #0b2033 50%, #071522 100%);
}
.hero-v4::before {
  position: absolute;
  right: -3%;
  bottom: -28%;
  width: min(54vw, 720px);
  aspect-ratio: 1;
  border: 1px solid rgba(223,189,106,.26);
  border-radius: 50%;
  box-shadow: 0 0 0 42px rgba(255,255,255,.015), 0 0 0 84px rgba(255,255,255,.012);
  content: "";
}
.hero-v4::after { display: none; }
.hero-v4-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1.12fr .88fr; align-items: center; gap: 70px; }
.hero-v4 h1 { max-width: 760px; }
.hero-v4 h1 { font-size: clamp(2.7rem, 4.6vw, 4.9rem); line-height: 1.02; }
.hero-v4-lead { color: #cbd8e1; }
.hero-proof { margin-top: 24px; color: #aebfca; font-size: .89rem; }
.tagline { margin-top: 34px; color: var(--gold-400); font-family: Georgia, serif; font-size: 1.08rem; letter-spacing: .02em; }
.global-visual { position: relative; min-height: 430px; display: grid; place-items: center; }
.global-visual img {
  position: relative;
  z-index: 2;
  width: min(360px, 82%);
  filter: drop-shadow(0 22px 32px rgba(0,0,0,.28));
}
.global-ring { position: absolute; width: 92%; aspect-ratio: 1; border: 1px solid rgba(223,189,106,.35); border-radius: 50%; }
.global-ring::before, .global-ring::after {
  position: absolute;
  inset: 13%;
  border: 1px solid rgba(255,255,255,.13);
  border-radius: 50%;
  content: "";
}
.global-ring::after { inset: 30% -5%; }
.skyline {
  position: absolute;
  right: 0;
  bottom: 28px;
  left: 0;
  height: 94px;
  opacity: .42;
  background:
    linear-gradient(to top, rgba(3,13,22,.95) 0 100%) 0 100%/100% 18px no-repeat,
    linear-gradient(to top, rgba(3,13,22,.95) 0 100%) 4% 100%/10% 52px no-repeat,
    linear-gradient(to top, rgba(3,13,22,.95) 0 100%) 18% 100%/12% 76px no-repeat,
    linear-gradient(to top, rgba(3,13,22,.95) 0 100%) 36% 100%/9% 42px no-repeat,
    linear-gradient(to top, rgba(3,13,22,.95) 0 100%) 52% 100%/15% 88px no-repeat,
    linear-gradient(to top, rgba(3,13,22,.95) 0 100%) 72% 100%/8% 58px no-repeat,
    linear-gradient(to top, rgba(3,13,22,.95) 0 100%) 88% 100%/11% 72px no-repeat;
}

section { padding: 82px 0; }
.section-alt, .product-suite { background: var(--paper); }
.institutional-strip { padding: 28px 0; color: #d8e2e9; background: var(--navy-900); border-top: 1px solid rgba(223,189,106,.32); }
.institutional-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.institutional-grid div { padding-left: 17px; border-left: 2px solid var(--gold-500); }
.institutional-grid strong { display: block; color: #fff; font-family: Georgia,serif; font-size: 1.05rem; font-weight: 500; }
.institutional-grid span { color: #9fb2bf; font-size: .78rem; }
.section-heading-row { display: grid; grid-template-columns: 1.12fr .88fr; align-items: end; gap: 60px; }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; margin-top: 34px; }
.card, .panel {
  padding: 28px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 10px 30px rgba(7,21,34,.04);
}
.card h3 { margin-top: 0; font-family: Georgia,serif; font-size: 1.3rem; font-weight: 500; }
.product-card { display: flex; flex-direction: column; min-height: 100%; }
.product-card .btn { margin-top: auto; }
.featured { position: relative; border-top: 4px solid var(--gold-500); box-shadow: var(--shadow); }
.badge {
  display: inline-block;
  align-self: flex-start;
  margin-bottom: 8px;
  padding: 5px 9px;
  color: var(--navy-950);
  background: var(--gold-400);
  border-radius: 99px;
  font-size: .67rem;
  font-weight: 850;
  letter-spacing: .08em;
  text-transform: uppercase;
}
.badge-muted { color: #33454f; background: #e8edf0; }
.list-check { padding-left: 0; list-style: none; }
.list-check li { position: relative; margin: 9px 0; padding-left: 25px; }
.list-check li::before { position: absolute; left: 0; color: var(--navy-700); font-weight: 900; content: "✓"; }
.steps { display: grid; grid-template-columns: repeat(5,1fr); gap: 14px; margin-top: 30px; }
.step { padding: 22px; background: #fff; border-top: 3px solid var(--gold-500); }
.step strong { display: block; font-family: Georgia,serif; font-size: 1.08rem; font-weight: 500; }
.callout {
  position: relative;
  overflow: hidden;
  padding: 50px;
  color: #fff;
  background: var(--navy-900);
  border-radius: var(--radius);
}
.callout::after { position: absolute; right: -80px; bottom: -150px; width: 320px; height: 320px; border: 1px solid rgba(223,189,106,.24); border-radius: 50%; content: ""; }
.notice { padding: 14px 16px; background: #eef4f6; border-left: 4px solid var(--navy-700); }

form { display: grid; gap: 18px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
label { font-weight: 750; }
input, select, textarea { width: 100%; padding: 12px; color: var(--ink); background: #fff; border: 1px solid #aeb8be; border-radius: 2px; font: inherit; }
textarea { min-height: 135px; }
fieldset { padding: 20px; border: 1px solid var(--line); border-radius: 2px; }
legend { font-weight: 800; }
.hidden { display: none; }

footer { padding: 58px 0 26px; color: #fff; background: var(--navy-950); border-top: 3px solid var(--gold-500); }
.footer-grid { display: grid; grid-template-columns: 1.8fr 1fr 1fr; gap: 38px; }
.footer-brand img { display: block; width: 220px; max-width: 100%; height: auto; margin: 0 0 14px; padding: 0; background: transparent; }
footer a { color: #fff; text-decoration: none; }
footer a:hover { color: var(--gold-400); }
.small { color: #aebcc5; font-size: .84rem; }
.social-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin: 16px 0 0;
}
.social-links a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #d8e2e9;
  font-size: .86rem;
  font-weight: 800;
}
.social-links .social-link::before {
  display: grid;
  width: 24px;
  height: 24px;
  place-items: center;
  color: var(--navy-950);
  background: var(--gold-400);
  border-radius: 2px;
  font-size: .72rem;
  font-weight: 900;
}
.social-links .linkedin::before { content: "in"; }
.social-links .youtube::before {
  content: "▶";
  font-size: .68rem;
}

@media (max-width: 1040px) {
  nav ul { gap: 13px; }
  nav a { font-size: .78rem; }
  .brand img { width: 190px; }
}
@media (max-width: 900px) {
  .hero-grid, .hero-v4-grid, .section-heading-row, .grid-3, .footer-grid { grid-template-columns: 1fr; }
  .hero-v4 { min-height: auto; }
  .hero-v4-grid { gap: 25px; }
  .global-visual { min-height: 330px; }
  .global-visual img { width: 270px; }
  .institutional-grid { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  nav ul {
    display: none;
    position: absolute;
    top: 82px;
    right: 0;
    left: 0;
    flex-direction: column;
    align-items: stretch;
    padding: 24px;
    background: #fff;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow);
  }
  nav ul.open { display: flex; }
  nav ul .btn { width: 100%; }
  .menu-btn { display: block; }
}
@media (max-width: 560px) {
  .container { width: min(var(--max), calc(100% - 28px)); }
  .topbar { font-size: .65rem; letter-spacing: .09em; }
  .hero, section { padding: 62px 0; }
  .hero-v4 h1 { font-size: clamp(2.75rem, 14vw, 4rem); }
  .global-visual { min-height: 270px; }
  .global-visual img { width: 220px; }
  .institutional-grid, .steps, .form-grid { grid-template-columns: 1fr; }
  .callout { padding: 34px 24px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}

.faq-layout { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 38px; align-items: start; }
.faq-list { display: grid; gap: 14px; }
.faq-list details { padding: 0 22px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); }
.faq-list summary { padding: 20px 34px 20px 0; cursor: pointer; color: var(--navy-900); font-weight: 800; }
.faq-list details p { margin-top: 0; padding-bottom: 20px; color: var(--muted); }
.faq-sidebar { position: sticky; top: 112px; }
.policy-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin: 28px 0; }
.policy-step { padding: 24px; background: #fff; border: 1px solid var(--line); border-top: 4px solid var(--gold-500); }
.policy-step strong { display: block; margin-bottom: 8px; color: var(--navy-900); font-family: Georgia, serif; font-size: 1.15rem; }
.policy-section { max-width: 880px; margin-top: 36px; }
.policy-section h2 { margin-bottom: 10px; }

.faq-assistant { position: fixed; z-index: 1000; right: 22px; bottom: 20px; font-family: Arial, sans-serif; }
.faq-launcher {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 13px 17px;
  color: var(--navy-950);
  background: var(--gold-400);
  border: 2px solid var(--navy-900);
  border-radius: 999px;
  box-shadow: 0 14px 38px rgba(7,21,34,.28);
  font: inherit;
  font-weight: 800;
  cursor: pointer;
}
.faq-launcher span { display: grid; width: 24px; height: 24px; place-items: center; color: #fff; background: var(--navy-900); border-radius: 50%; }
.ask-wealthops-card { display: flex; align-items: center; justify-content: space-between; gap: 24px; margin-top: 28px; padding: 22px 26px; color: #fff; background: var(--navy-900); border-left: 5px solid var(--gold-400); }
.ask-wealthops-card p { margin: 4px 0 0; color: #c7d2da; }
.ask-wealthops-card .btn { flex: 0 0 auto; }
.sample-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 24px; }
.sample-preview { display: grid; grid-template-columns: 1.1fr .9fr; gap: 34px; align-items: center; }
.sample-points { display: grid; gap: 12px; padding: 0; list-style: none; }
.sample-points li { padding: 14px 16px; background: #fff; border-left: 4px solid var(--gold-500); box-shadow: 0 5px 18px rgba(7,21,34,.08); }
.faq-panel { position: absolute; right: 0; bottom: 62px; width: min(390px, calc(100vw - 28px)); overflow: hidden; background: #fff; border: 1px solid var(--line); border-radius: 10px; box-shadow: 0 22px 60px rgba(7,21,34,.3); }
.faq-panel-header { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 18px 20px; color: #fff; background: var(--navy-900); }
.faq-panel-header strong, .faq-panel-header small { display: block; }
.faq-panel-header small { margin-top: 3px; color: #b9c8d2; font-size: .72rem; }
.faq-close { width: 34px; height: 34px; color: #fff; background: transparent; border: 0; font-size: 1.7rem; cursor: pointer; }
.faq-panel-body { padding: 18px; }
.faq-intro { margin-top: 0; color: var(--muted); font-size: .9rem; }
.faq-search-label { display: block; margin-bottom: 7px; font-size: .82rem; }
.faq-search-row { display: grid; grid-template-columns: 1fr auto; gap: 8px; }
.faq-search { min-width: 0; }
.faq-search-button { padding: 0 14px; color: var(--navy-950); background: var(--gold-400); border: 0; border-radius: 2px; font-weight: 850; cursor: pointer; }
.faq-quick { display: flex; flex-wrap: wrap; gap: 7px; margin: 13px 0; }
.faq-quick button { padding: 7px 10px; color: var(--navy-800); background: #eef4f6; border: 1px solid #d2dde2; border-radius: 999px; font-size: .78rem; cursor: pointer; }
.faq-response { min-height: 108px; padding: 14px; background: var(--paper); border-left: 3px solid var(--gold-500); font-size: .88rem; }
.faq-response p { margin: 7px 0 0; color: var(--muted); }
.faq-response a, .faq-help-links a { color: var(--navy-700); font-weight: 800; }
.faq-privacy { margin: 12px 0; color: #667782; font-size: .7rem; }
.faq-help-links { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px; font-size: .78rem; }

@media (max-width: 900px) {
  .faq-layout, .policy-steps, .sample-preview { grid-template-columns: 1fr; }
  .faq-sidebar { position: static; }
  .ask-wealthops-card { align-items: flex-start; flex-direction: column; }
}
@media (max-width: 560px) {
  .faq-assistant { right: 12px; bottom: 12px; }
  .faq-launcher { padding: 11px 14px; }
  .faq-panel { bottom: 58px; }
}